Investments

Investments

Creating a personal finance plan is important from any age to ensure that you have money tucked away that you can easily access "for a rainy day", to pay for life's big events such as getting married or getting a deposit together for a house. These generally consist of low risk bank or building society accounts including ISAs that earn a level of interest each month or year.
Investments are a longer term, higher risk strategy that can make your money work harder for you to produce either growth or income. You may have received inherited capital, proceeds from maturing life policies, bonuses, dividends, or other monies that need careful reinvestment.
We believe that investment success comes from the use of a well-researched and robust process, using best practice tools. We believe that the key components of a successful investing process are:-
• Understanding you and your goals
• A joint understanding and agreement of clear and realistic investment objectives and timeframes.
• An accurate assessment of your appetite for investment risk.
• An investment solution targeted to achieve your objectives, whilst remaining within agreed volatility levels.
• Using asset allocation strategy as the driver of the vast majority of long term returns.
• Portfolio construction
Peter Richards Financial Ltd work with you to assess your attitude to risk, your previous knowledge and experience of investing to determine what type of investor you are and then find the right investment solution for you to achieve your goals. It is highly recommended that an individual's investment affairs are kept under review in ever changing market and economic conditions. Peter Richards Financial Ltd can offer you different levels of ongoing service to help provide peace of mind and ensuring the investments continue to meet your objectives.

Please be aware that investment values can fall as well as rise and past performance is not necessarily a guide to future performance.

Peterborough Mortgage Advice, Peterborough Financial Advice, Pension Advice Peterborough

Contact us on our local number 01733 230396 to see if we can help. Remember the first appointment is free!